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Recommendations Engine

Your next move, backed by math

Six analysis categories surface opportunities you are missing: rent optimization, expense reduction, debt restructuring, capital planning, hold/sell signals, and market positioning. Every recommendation shows its reasoning โ€” no black boxes.

Debt

$4,080

/yr saved

Refinance 88 Pine Avenue

Current rate 6.2% is 1.4% above market. Refi cost recovered in 14 months.

Hover to pause ยท Click any recommendation to inspect the math

Analysis Categories

๐Ÿ’ฐ

Debt

๐Ÿ 

Rent

๐Ÿ“‰

Expense

๐Ÿ”ง

CapEx

๐Ÿ“Š

Hold/Sell

๐ŸŒ

Market

Each category analyzes your portfolio from a different angle

Six Analysis Categories

Comprehensive coverage across debt optimization, rent optimization, expense reduction, CapEx planning, hold/sell analysis, and market positioning.

Refinance 412 Oak Ave

Current rate 6.75% is 1.5% above market average of 5.25%

Inputs

Current: $485K @ 6.75% โ€ข 25yr โ€ข $3,240/mo

Calculation

Refi @ 5.25% โ†’ $2,560/mo โ†’ $680/mo savings

Threshold

Triggered: rate delta > 1.0% (ฮ” = 1.5%)

Transparent Reasoning

Every recommendation shows its work. See the exact inputs, formula applied, and threshold that triggered the insight. No black boxes.

Priority Ranking

1
Refinance 412 Oak$8,160/yr
2
Raise rent Unit 2B$1,500/yr
3
HVAC replacement$3,200/yr
4
Renegotiate insurance$900/yr

Priority Scoring

Recommendations are ranked by potential impact and urgency. Know which actions will move the needle most.

AI Narrative

AI

Your portfolio shows strong overall performance with a health score of 82. Three of four properties are performing above benchmark.

Key opportunity: 412 Oak Ave carries a 6.75% rate that is 150bps above current market. Refinancing at today's 5.25% rate would save $680/mo ($8,160 annually), improving portfolio DSCR from 1.38x to 1.52x.

Watch item: 305 Market Blvd has declining occupancy. Consider a $125 rent adjustment on Unit 2B to align with market comps.

AI Narratives

Claude AI transforms complex analysis into clear, professional language. Perfect for stakeholder communication.

Action Tracking

โœ“

Refinance 412 Oak Ave

completed โ€ข Mar 15

โ—

HVAC quote 305 Market

in-progress โ€ข Mar 22

โ—‹

Raise rent Unit 2B

pending โ€ข Apr 1

1 completed1 in-progress1 pending

Action Tracking

Mark recommendations as in-progress, completed, or dismissed. Track implementation and measure results.

Recommendation History

Jan 2026

Refinanced 88 Pine Ave

Saved $520/mo

Nov 2025

Raised rent Unit 1A

+$150/mo revenue

Aug 2025

Replaced HVAC 27 Elm

-22% energy costs

Historical Context

See how recommendations evolve over time. Previous suggestions and their outcomes inform future insights.

Outcomes

What the engine surfaces every month

6

Analysis categories

Rent, expenses, debt, capital, hold/sell, and market positioning โ€” every property, every month.

$340

Avg monthly savings per recommendation

Median across rent optimization and refinance suggestions.

0

Black boxes

Every recommendation shows its inputs, formula, and threshold โ€” no "trust me" outputs.

See Recommendations Engine in action

1

Review Your Recommendations

See all active recommendations sorted by priority. Each card shows the category, potential impact, and a brief summary.

Active Recommendations

DebtRefinance 412 Oak$8,160/yrP95
CapExHVAC replacement 305 Market$3,200/yrP72
RentRaise Unit 2B rent$1,500/yrP68
ExpenseRenegotiate insurance$900/yrP42
2

Understand the Reasoning

Expand any recommendation to see the full analysis. Inputs, thresholds, and calculations are fully transparent.

Refinance 412 Oak AveHigh Priority

Current rate 6.75% exceeds market by 150bps

Inputs

$485K balance

6.75% rate

$3,240/mo

Calculation

Refi @ 5.25%

โ†’ $2,560/mo

ฮ” $680/mo

Threshold

Rate ฮ” > 1.0%

Actual: 1.5%

Triggered

3

Read AI-Generated Narrative

Get the recommendation explained in plain language. Perfect for sharing with partners or stakeholders who prefer prose over numbers.

AI-Generated Narrative

AI

Based on current market conditions, refinancing 412 Oak Ave represents your highest-impact opportunity. At today's rates, you could reduce annual debt service by $8,160.

This would improve the property's DSCR from 1.38x to 1.52x, bringing it above your portfolio target of 1.45x. Break-even on closing costs occurs at 14 months.

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Use cases

When to use Recommendations Engine

Real scenarios where Recommendations Engine delivers value

When evaluating refinancing opportunities

The engine identifies properties where current debt terms are suboptimal compared to available market rates and your portfolio strategy.

Outcome: Surface refinancing opportunities that could save thousands per year in interest.

When planning rent increases

Analysis considers market rates, lease terms, tenant history, and property condition to recommend appropriate adjustments.

Outcome: Optimize rental income while maintaining occupancy and tenant relationships.

When reducing operating expenses

Compare expense ratios across properties and against market benchmarks. Identify specific categories where spending is above normal.

Outcome: Find expense reduction opportunities without sacrificing property quality.

When deciding hold versus sell

Holistic analysis considers current market conditions, property trajectory, and portfolio composition.

Outcome: Make informed disposition decisions backed by comprehensive analysis.

Common questions

Each property runs through six rule sets that compare your data against benchmarks (market rent, comparable DSCR, expense ratios, FCI thresholds). When something falls outside a healthy band, the engine surfaces it with the specific input that triggered the rule.

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