AI-powered portfolio strategy for
buy-hold-sell decisions
Know what to fix, what to refinance, and what to sell — with the math behind every recommendation.
Add a property
Everyone tracks rent. Nobody tracks what's about to break.
Your buildings are talking.
Start listening.
Portfoliq's 10-system condition scoring connects physical health to your capital plan — so you spend on what matters, when it matters.
Sources: BOMA International, NAA, IREM, Journal of Property Management.
“Is my portfolio safe?”
Debt coverage, stress tests, and real-time cash flow monitoring.
DSCR
1.82x
Headroom
+0.57x
“What should I do next?”
Hold vs. sell vs. reinvest — ranked by financial impact.
Top action
Refi Pine
Savings
$4,080/yr
“What am I building?”
Where your equity comes from — paydown, appreciation, income growth.
Total equity
$2.91M
Income-driven
$683K
Who this is for
Built for investors who...
Have outgrown spreadsheets but aren't ready for enterprise software that costs six figures
Know maintenance is eating into their returns but can't see exactly where or plan ahead
Want to know which property to improve first — and how to fund it without overleveraging
Need to show partners exactly why fixing three roofs now saves $200K in emergency costs later
Portfoliq showed us exactly where deferred maintenance was silently eroding our equity. We restructured our capital plan and saved over $40K in the first year.
Jack Tucker
Portfolio Owner, Tucker Capital
Get your first portfolio review — founding members only.
The product
Explore the platform
Scroll through the views that power smarter portfolio decisions.
Portfolio Value
$0.00M
Health Score
0
Properties
0
142 Oak Street
Multifamily
88 Pine Avenue
Single Family
305 Market Blvd
Commercial
17 Harbor Lane
Duplex
3 new recommendations
Refinance 88 Pine Ave to save $340/mo
Portfolio Dashboard
142 Oak Street
Multifamily
CCE Score
0.0 / 5.0
System
Score
Condition
RUL
Cost
Roofing
4
12yr
$45K
HVAC
2
3yr
$28K
Plumbing
4
15yr
$12K
Electrical
5
20yr
$8K
Exterior
3
8yr
$35K
Interior
4
10yr
$15K
Appliances
2
2yr
$18K
Flooring
3
5yr
$22K
Site/Parking
4
12yr
$35K
Safety/Fire
5
18yr
$6K
2 systems need attention
HVAC — 3yr remaining, $28K replacement
Appliances — 2yr remaining, $18K replacement
Condition Scoring
Base Case IRR
0.0%
Equity Multiple
0.00x
Disposition Value
$0.0M
@ 6.0% cap
Avg Cash-on-Cash
0.0%
Assumptions
10-Year Cash Flow Projection
Hold (10yr)
24.7% IRR
$32.9M terminal value
Sell Now
$23.7M
Year-0 NOI / 6.0% cap
Scenario Analyzer
Gross Potential Rent
$0
Less: Vacancy
($0)
Effective Gross Revenue
$0
Less: Operating Expenses
($0)
Net Operating Income
$0
Less: Debt Service
($0)
Cash Flow Pre-CapEx
$0
Less: Capital Outlays
($0)
Cash Flow After CapEx
$0
Cap Rate
0.0%
DSCR
0.00x
Cash-on-Cash
0.0%
OpEx Ratio
0%
Cash Flow Waterfall
Current DSCR
0.00x
Covenant Min
0.00x
(assumed)
Headroom
+0.00x
Avg Monthly NOI
$0
-0.4%
Debt Coverage
Annual CapEx
$0K
Reserve Balance
$0K
Avg ROI
0.0%
Quarterly Forecast
Priority Projects
HVAC Replacement
305 Market
Roof Repair
88 Pine Ave
Unit Renovation
142 Oak St
Parking Lot
17 Harbor Ln
Capital Planning
Portfolio Value
$0.00M
Health Score
0
Properties
0
142 Oak Street
Multifamily
88 Pine Avenue
Single Family
305 Market Blvd
Commercial
17 Harbor Lane
Duplex
3 new recommendations
Refinance 88 Pine Ave to save $340/mo
Portfolio Dashboard
142 Oak Street
Multifamily
CCE Score
0.0 / 5.0
System
Score
Condition
RUL
Cost
Roofing
4
12yr
$45K
HVAC
2
3yr
$28K
Plumbing
4
15yr
$12K
Electrical
5
20yr
$8K
Exterior
3
8yr
$35K
Interior
4
10yr
$15K
Appliances
2
2yr
$18K
Flooring
3
5yr
$22K
Site/Parking
4
12yr
$35K
Safety/Fire
5
18yr
$6K
2 systems need attention
HVAC — 3yr remaining, $28K replacement
Appliances — 2yr remaining, $18K replacement
Condition Scoring
Base Case IRR
0.0%
Equity Multiple
0.00x
Disposition Value
$0.0M
@ 6.0% cap
Avg Cash-on-Cash
0.0%
Assumptions
10-Year Cash Flow Projection
Hold (10yr)
24.7% IRR
$32.9M terminal value
Sell Now
$23.7M
Year-0 NOI / 6.0% cap
Scenario Analyzer
Gross Potential Rent
$0
Less: Vacancy
($0)
Effective Gross Revenue
$0
Less: Operating Expenses
($0)
Net Operating Income
$0
Less: Debt Service
($0)
Cash Flow Pre-CapEx
$0
Less: Capital Outlays
($0)
Cash Flow After CapEx
$0
Cap Rate
0.0%
DSCR
0.00x
Cash-on-Cash
0.0%
OpEx Ratio
0%
Cash Flow Waterfall
Current DSCR
0.00x
Covenant Min
0.00x
(assumed)
Headroom
+0.00x
Avg Monthly NOI
$0
-0.4%
Debt Coverage
Annual CapEx
$0K
Reserve Balance
$0K
Avg ROI
0.0%
Quarterly Forecast
Priority Projects
HVAC Replacement
305 Market
Roof Repair
88 Pine Ave
Unit Renovation
142 Oak St
Parking Lot
17 Harbor Ln
Capital Planning
Reactive maintenance is eating your returns.
Join 100 founding members who see every building clearly — and act before small problems become expensive ones.