Decision Infrastructure For The Built World.
Asset management, master planning, and capital strategy for counties, campuses, and institutional owners.
The product
Explore the platform
Scroll through the views that power smarter portfolio decisions.
Portfolio Value
$5.41M
Health Score
82
Properties
4
142 Oak Street
Multifamily
88 Pine Avenue
Single Family
305 Market Blvd
Commercial
17 Harbor Lane
Duplex
3 new recommendations
Refinance 88 Pine Ave to save $340/mo
Portfolio Dashboard
142 Oak Street
Multifamily
CCE Score
3.7 / 5.0
System
Score
Condition
RUL
Cost
Roofing
4
12yr
$45K
HVAC
2
3yr
$28K
Plumbing
4
15yr
$12K
Electrical
5
20yr
$8K
Exterior
3
8yr
$35K
Interior
4
10yr
$15K
Appliances
2
2yr
$18K
Flooring
3
5yr
$22K
Site/Parking
4
12yr
$35K
Safety/Fire
5
18yr
$6K
2 systems need attention
HVAC — 3yr remaining, $28K replacement
Appliances — 2yr remaining, $18K replacement
Condition Scoring
Base Case IRR
24.7%
Equity Multiple
6.35x
Disposition Value
$44.7M
@ 6.0% cap
Avg Cash-on-Cash
16.7%
Assumptions
10-Year Cash Flow Projection
Hold (10yr)
24.7% IRR
$32.9M terminal value
Sell Now
$23.7M
Year-0 NOI / 6.0% cap
Scenario Analyzer
Gross Potential Rent
$201,600
Less: Vacancy
($10,080)
Effective Gross Revenue
$191,520
Less: Operating Expenses
($66,960)
Net Operating Income
$124,560
Less: Debt Service
($82,800)
Cash Flow Pre-CapEx
$41,760
Less: Capital Outlays
($18,000)
Cash Flow After CapEx
$23,760
Cap Rate
6.8%
DSCR
1.50x
Cash-on-Cash
5.2%
OpEx Ratio
35%
Cash Flow Waterfall
Current DSCR
1.69x
Covenant Min
1.25x
(assumed)
Headroom
+0.44x
Avg Monthly NOI
$114,207
-0.4%
Debt Coverage
Annual CapEx
$188K
Reserve Balance
$215K
Avg ROI
15.5%
Quarterly Forecast
Priority Projects
HVAC Replacement
305 Market
Roof Repair
88 Pine Ave
Unit Renovation
142 Oak St
Parking Lot
17 Harbor Ln
Capital Planning
Portfolio Value
$5.41M
Health Score
82
Properties
4
142 Oak Street
Multifamily
88 Pine Avenue
Single Family
305 Market Blvd
Commercial
17 Harbor Lane
Duplex
3 new recommendations
Refinance 88 Pine Ave to save $340/mo
Portfolio Dashboard
142 Oak Street
Multifamily
CCE Score
3.7 / 5.0
System
Score
Condition
RUL
Cost
Roofing
4
12yr
$45K
HVAC
2
3yr
$28K
Plumbing
4
15yr
$12K
Electrical
5
20yr
$8K
Exterior
3
8yr
$35K
Interior
4
10yr
$15K
Appliances
2
2yr
$18K
Flooring
3
5yr
$22K
Site/Parking
4
12yr
$35K
Safety/Fire
5
18yr
$6K
2 systems need attention
HVAC — 3yr remaining, $28K replacement
Appliances — 2yr remaining, $18K replacement
Condition Scoring
Base Case IRR
24.7%
Equity Multiple
6.35x
Disposition Value
$44.7M
@ 6.0% cap
Avg Cash-on-Cash
16.7%
Assumptions
10-Year Cash Flow Projection
Hold (10yr)
24.7% IRR
$32.9M terminal value
Sell Now
$23.7M
Year-0 NOI / 6.0% cap
Scenario Analyzer
Gross Potential Rent
$201,600
Less: Vacancy
($10,080)
Effective Gross Revenue
$191,520
Less: Operating Expenses
($66,960)
Net Operating Income
$124,560
Less: Debt Service
($82,800)
Cash Flow Pre-CapEx
$41,760
Less: Capital Outlays
($18,000)
Cash Flow After CapEx
$23,760
Cap Rate
6.8%
DSCR
1.50x
Cash-on-Cash
5.2%
OpEx Ratio
35%
Cash Flow Waterfall
Current DSCR
1.69x
Covenant Min
1.25x
(assumed)
Headroom
+0.44x
Avg Monthly NOI
$114,207
-0.4%
Debt Coverage
Annual CapEx
$188K
Reserve Balance
$215K
Avg ROI
15.5%
Quarterly Forecast
Priority Projects
HVAC Replacement
305 Market
Roof Repair
88 Pine Ave
Unit Renovation
142 Oak St
Parking Lot
17 Harbor Ln
Capital Planning
Every county, campus, and institutional owner holds the same problem: a large portfolio of aging assets, incomplete records of their condition, and a capital budget that has to be defended to someone.
Four Phases. The Same Four Every Time.
The shape doesn’t change between a condition assessment and an impact fee study. What changes is what goes into phase two.
01 · Intake
We take what you have in whatever form it’s in — appraisals, rent rolls, operating statements, closing documents, condition reports, spreadsheets. No data-cleaning project first.
02 · Resolution
Every value gets traced to the document and page it came from. Where two documents disagree, the conflict is surfaced and resolved on the record, not silently averaged.
03 · Analysis
The model runs. Every ranking, score, and recommendation shows the rule that produced it and the inputs it used.
04 · Handover
You get the deliverable and the system that produced it. Re-run it next year against new data without hiring anyone back.
Every Figure Traces Back To A Document
Documents arrive in whatever form you have them. Fields get resolved out of them — with disagreements settled on the record rather than averaged away — and everything downstream carries its lineage. When an auditor asks where a number came from, the answer is a document and a page.
Scroll to follow the lineage →
The real dependency order in Portfoliq’s ingestion and reporting pipeline — the document types we parse, the fields resolved from them, the metrics they derive, and the deliverables that ship.
Most Advisory Firms License Their Tools. We Build Ours.
The usual arrangement is a firm, a licensed platform, and a configuration that approximates your portfolio. When the engagement ends, the subscription is the only thing that persists, and the analysis can’t be reproduced without it.
We build around your data instead. The analysis is reproducible, the assumptions are inspectable, and the system stays with you.
- Traceable
- Every figure in every deliverable carries its source document, page, and how it was confirmed. Delivered as an appendix, not on request.
- Disclosed
- Ranking and scoring models are published in the deliverable with their weights. Nothing is scored by a method you can’t see.
- Yours To Keep
- The data is yours. So is the system built on it.
Five-Year Capital Plan
Annual CapEx
$188K
Reserve Balance
$215K
Avg ROI
15.5%
Quarterly Forecast
Priority Projects
HVAC Replacement
305 Market
Roof Repair
88 Pine Ave
Unit Renovation
142 Oak St
Parking Lot
17 Harbor Ln
Three Kinds Of Owner. One Underlying Problem.
The analysis is the same. The document at the end is not — a council needs a capital plan that survives a public hearing, a campus needs a master plan that reconciles space and condition, an owner needs a hold-or-dispose call with the sensitivity around it.
Local Government
Facilities, public works, and administrative buildings under a capital plan that goes to a public vote — with the condition data behind it usually years out of date.
Higher Education
A campus portfolio where deferred maintenance compounds quietly, space utilisation is contested, and the facilities master plan has to reconcile both.
Institutional Owners
Portfolios held for return, where the question is which assets earn their capital and which are being carried out of habit.
We Publish What We Know
All writingMethodology, regulatory commentary, and analysis of public records — the parts of this work that need nobody’s permission to share.
July 2, 2026
How to Choose Real Estate Portfolio Management Software
The best portfolio software depends on what you actually need. Here are the categories of tools, the features that matter, and how to match them to your portfolio.
June 30, 2026
How to Track Rental Property Expenses
Tracking expenses is what separates a real return from a guessed one. Here are the categories that matter, the operating-vs-capital line, and a system that scales.
June 27, 2026
DSCR Loans Explained: How They Work for Investors
A DSCR loan qualifies you on the property's income, not your personal income. Here is how DSCR loans work, what they cost, and when they beat a conventional mortgage.
Built By Operators. Run Like An Engineering Firm.
About the firmBilli Joseph
Co-Founder & Chief Executive Officer
Strategy at EY-Parthenon and institutional real estate advisory. Led nine-figure capital planning engagements for major U.S.
Luke Chen
Co-Founder & Chief Technology Officer
Software Development Engineer at Amazon Web Services, with prior Fortune 100 engineering at Amazon and Visa. Georgia Tech, Computer Engineering.
We’re building the AI-native asset management firm to make the built world more efficient and resilient.
Tell Us What You Own
A building list and a deadline is enough to have a useful conversation.
Contact Us